Insurance Mediation

The current Insurance Mediation Directive (IMD) regulates the selling practices of all insurance products. It covers the regulation of general insurance products such as motor insurance as well as life insurance policies including those which contain investment elements such as unit-linked life insurance products.

The revision of the Insurance IMD is part of a 'Consumer retail legislative package', together with the PRIPs (see Dossier) proposal on investment products' disclosures and UCITS V (see Dossier).